In 2022, Shanghai Pudong Development Bank and bank of tianjin were the credit cards that used credit information. Because most of the credit information spent is due to multiple applications for credit cards or loans in a short period of time, banks or financial institutions frequently make inquiries. Although it is not overdue, it is also a bad performance for many banks. Banks will think that such card holders must be short of money recently, and their financial ability may not be good, because they are afraid that they can't afford the credit card, and they may not give the card for risk reasons, even if the amount of card approval is not high, the probability of approving large credit cards is even lower.
Credit card issued in September, 20021year.
The credit cards released in 20021September are known as Bohai 5 1 Credit Card and ICBC Credit Card. The water release time is limited, and it will generally be "closed" soon. Moreover, even if the water is released, it does not mean that the card can be released directly without review, and many users still report being rejected. Therefore, if users want to seize the opportunity, they should take good care of their credit information in peacetime, otherwise they will lose money if they fail to seize the opportunity.
I. Bohai 5 1 Credit Card
Bohai 5 1 Credit Card is a joint credit card issued by Bohai Bank. Cardholders can use it for credit consumption, cash advance and recovery of overpayment. Ordinary credit cards have all the financial functions of Bohai 5 1 credit cards. If it is used for consumption, the interest-free period can be up to 54 days. However, if you use 5 1 Bohai credit card to withdraw cash in advance or apply for a credit card loan, you need to pay the corresponding interest. As long as you are 23-50 years old, have a high school education or above, and have worked for 1-3 years, you can apply if you need funds.
2. China Industrial and Commercial Bank Credit Card
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards. Icbc releases water for a period of time every year, and many people have successfully raised the amount. If you want to get a high number of people, you can pay attention to ICBC's credit card.
Sometimes banks will deliberately speculate to attract users to apply and then review them as usual, so you must think twice before you follow suit. When applying for a credit card, in addition to your own qualifications and credit, if you grasp the application time well, you can often get twice the result with half the effort, and some users who are often rejected can also apply.
Issuing credit cards in Mid-Autumn Festival in 2022
Hello, I would like to ask which bank is the credit card for the Mid-Autumn Festival in 2022? There are four credit cards for the Mid-Autumn Festival in 2022:
1, Jinzhou Bank Jinzhou Bank recently launched a virtual digital credit card. Customers with superior personal comprehensive qualifications can apply for virtual digital credit cards in Jinzhou Bank, which can be approved almost every second.
2. Shanghai Pudong Development Bank Shanghai Pudong Development Bank's credit card application threshold itself is not very high. In 20021year, the national treasure series credit cards were launched. In order to promote new card types, Shanghai Pudong Development Bank has recently been in the water release period. From the feedback of actual users, the card issuance rate and credit line are very good.
3. Chouzhou Bank believes that many users have heard of the news that Chouzhou Bank recently released water. In reality, Chouzhou Bank's credit card application threshold has indeed dropped a lot. Some users said that they applied for credit cards from four banks, and Chouzhou Bank was the first to complete the examination and approval.
4. CITIC Bank CITIC Bank's credit card Puka was also released recently, and the card issuance rate was almost as high as 99%. However, the pass rate of users whose personal credit records are seriously overdue is still relatively small, which is more suitable for white households or young people who have just graduated. Alipay Sesame Credit plays a very important role in Alipay's life. The higher the sesame credit score, the higher the benefits enjoyed in Alipay.
This is the end of the introduction of water credit card and recent water credit card. I wonder if you have found the information you need from them?