Landlord, car loan, need good credit. No bad memories, repayment on time. Will not affect credit.
2. Can I use a credit card to buy a car?
Can I use a credit card when I buy a car? You can buy a car by credit card, and many banks have special installment car purchase services. If you have a friend with a credit card, you must pay attention to your credit card and whether there is a special car purchase business by stages. If there is, use a special merchant. Never use a credit card directly, because special business has low interest rate and no handling fee.
For example, CCB's special installment car purchase business has low interest and independent quota, and will not occupy our credit card permanent quota, which is much more cost-effective than our credit card quota.
There are also many banks that buy cars by stages. For example, the special car purchase business of Industrial Bank is also very good, with low interest and convenient operation.
3. What are the conditions for buying a car with a credit card loan? I understand the process of buying a car with a credit card loan for one second.
Buying a car is the pursuit of many young people, but the actual economic ability does not allow it, so credit card loans give them hope. More and more people have credit cards. What are the conditions for buying a car with a credit loan and what is the process of buying a car?
Conditions for buying a car with a credit card loan The threshold for buying a car with a credit card loan is lower than that with a bank loan, and the examination is quick. If you have a stable income and good personal credit, you can apply easily. Some people have special credit cards to buy cars. So, what conditions do you need to buy a car with a credit card loan? Let's look at it in detail: 1. The applicant must be a natural person with full civil capacity at the age of 18-60; 2. The applicant must be a China citizen or an overseas person who meets the conditions for issuing unsecured cards, and meet the stability conditions required for issuing cards; 3. The applicant must have a stable source of work or income and the ability to repay the principal and interest of the loan on schedule; 4. No bad credit record, no cash or multi-head credit, and no excessive debt. If you meet the above conditions for buying a car with a credit card loan, you can start the process of buying a car with a good credit card. 1. After the cardholder chooses to buy a car, the dealer will confirm whether the car is within the scope of credit card loan; 2. The cardholder applies to the bank for credit card installment by telephone, including installment amount and installment times; 3, bank staff to review the borrower's application; 4. After approval, sign a loan agreement with the borrower; 5. The bank transfers the money to the car dealer's account; 6. The cardholder shall go through the formalities of automobile mortgage registration; The above is the introduction of the conditions and process of buying a car with a credit card loan. If you need to buy a car and want to buy it with a credit card loan, then introduce the credit card processing channels, where you can find any credit card you want to apply for. Generally, banks will have corresponding preferential activities when they buy a car with a credit card loan. Friends who want to enjoy the preferential treatment must know for themselves.