China Construction Bank has always given top priority to serving the national development strategy and actively participated in the implementation of national development strategies such as the “Belt and Road Initiative”, the construction of free trade zones, the coordinated development of Beijing-Tianjin-Hebei, and the construction of the Yangtze River Economic Belt.
In 2014, China Construction Bank gave full play to its traditional advantages and increased its infrastructure loans by RMB 271.482 billion, accounting for 75.25% of the new corporate loans. It focused on projects under construction and continuation, national key projects, and urbanization projects. and new rural construction and other fields. It continues to maintain its leading position in housing finance. The balance of personal housing loans is 2.25 trillion yuan, ranking first among peers in terms of total amount and new additions. It accounts for more than 50% of the housing reform finance market.
Extended information
Driven by the comprehensive transformation and development strategy, in 2014, China Construction Bank accelerated the integration of channel functions and built 13,700 comprehensive outlets and 17,500 comprehensive marketing teams. , the functions of outlets are gradually changing to customer marketing, experience and product display. The customer base was further consolidated, with 110,000 new corporate institutional customers and 680,000 corporate RMB settlement accounts, and 11.88 million new individual valid customers.
The construction of the new generation core system has been further improved. All 13 application projects in the first phase of the "new generation" have been launched, with 340,000 corporate cash management customers, 190,000 collection and payment entrusting units, and 2.52 million corporate online banking customers. Migration; the second phase releases 34 functions in 9 projects including customer channels, employee management, corporate cash management, and personal loans in advance, significantly improving employee and customer experience and strongly supporting strategic transformation.
China Construction Bank - China Construction Bank creates comprehensive competitive advantages