"Changde Express Loan" is based on "My Changde" APP and Hunan Rural Credit Cooperative Mobile Banking. Supported by technologies such as artificial intelligence and cloud computing. Provide customers with one-stop credit service of "self-application, automatic rating credit, differentiated interest rate pricing, self-service credit utilization and self-service repayment".

It is an important achievement for Changde municipal government to deepen the construction of "wisdom Changde" and develop the application of government big data, and it is also an important carrier to implement the national inclusive finance policy and promote "mass entrepreneurship and innovation", creating a precedent of "inclusive finance+government big data" in our province.