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There is a loan when buying a house. Now that the house price is rising, can I increase the loan?
No, it's still based on the monthly payment you calculated when you bought it. It is only possible that the national interest rate fluctuates, and you need to increase or decrease the loan accordingly, but it is only a small part.

Rising house prices mean that the market price is rising now, but it doesn't mean that the transaction price you bought at that time is rising.