Most working people today would have similar financial status if they did not rely on the help of their families. The total deposit is less than 100,000 yuan, so you should spend about 2,000 yuan a month to buy a mobility scooter. Don’t be too low-profile. At the same time, the maintenance of the car should not be too high, and the value retention rate of the model should be acceptable. It seems that these conditions are quite harsh. They must be comprehensive and the budget cannot be too high.
No matter what kind of car you buy, you must first understand your car buying needs. Many people search for a lot of information on the Internet, such as such-and-such car is fuel-efficient, such-and-such car is noisy, etc. The dazzling information makes the choice of car purchase more confusing. In fact, when buying a car, you only need to clarify your car needs and move towards the point that best meets your needs. There is no comprehensive car model on the market, only the one that best suits you is the best car.
Let’s first analyze the question raised by this netizen from the perspective of the economic situation. The monthly payment is about 2,000 yuan. At present, the term of car loans is basically about 2-3 years. Of course, some banks or financial institutions It provides a financial plan that lasts for about 5 years, but whether it is handling fees or interest, a large amount of additional fees are added, which is very uneconomical. Moreover, cars are consumer goods, and their depreciation rate is much faster than the value of the car model itself. There may be a series of potential expenses such as mortgage and insurance in the future, so if you want to choose a five-year loan, it is recommended not to make plans to buy a car for the time being.
Based on a monthly loan payment of 2,000 yuan over three years, the loan amount is 72,000 yuan. Including a down payment of 50,000 yuan, the price of a naked car is within 122,000 yuan. In the down payment price of 50,000 yuan, you need to add purchase tax, insurance, license plate and other expenses of about 2,000 yuan. Of course, the cost of license plates varies greatly from city to city, so they are not included here. So our ultimate goal is to buy a family car with a naked price of less than 120,000 yuan.
After clarifying the budget and car purchase needs, we began to search for a car that suits us in the market. In the range of 120,000 yuan, both independent and joint venture brands have very good family sedan products. Here are several models listed according to the needs of car purchase to see if they can meet the car needs and aesthetics of consumers.
The Volkswagen Lavida is definitely an unavoidable choice for a family car priced at around 100,000 yuan. When most young people buy a car, their elders will mention this model intentionally or unintentionally. The reason why the Lavida is so popular is simply because Volkswagen's development and marketing efforts in China over the years have made this model deeply rooted in the hearts of the people. After entering China in 2008, it just caught up with the great opportunity for China's automobile development and seized a large market share. So now, whether it is car maintenance, modification, maintenance, etc., Lavida's industrial chain is very complete, which is indeed a lot more convenient for future car use.
The RMB 120,000 Lavida comes with the EA211’s 1.5L+6AT power combination, which is enough for suburban consumers. As for worrying about the negative reports about Volkswagen, after all, with a large number of vehicles, you will encounter problems of all sizes, and you will have the probability of "winning" no matter what brand of car you buy. However, Volkswagen has a large number of vehicles, so it seems that there are an unusually many problems.
If Angkesela is labeled as a household product, many consumers may take pictures of me with bricks. The latest generation of Angkesela has canceled the hatchback version, which regrets many consumers who are keen on steel guns. Mazda's quality has always been no worse than leading brands such as Toyota and Honda, and negative reports about Mazda are rare. People who choose Mazda always have some special ideas. Mazda has never had major price cuts. This means that when competitors at the same level generally have discounts of tens of thousands of yuan, you still have to pay the original price (which may be a bit cheaper). Two thousand yuan) to buy an Angkesela.
Within 120,000 yuan, you can only choose the 1.5L manual version. If you are lucky enough to catch a major sale, you may be able to negotiate an entry-level model with an automatic transmission for less than 120,000. But it is still a family sedan without a sunroof and cruise. But after all, you have Chuangchi Blue Sky, you have GVC acceleration control vector system, you have S-VT variable valve timing technology... Don't you understand? It doesn't matter, people who don't understand won't choose Angksela.
When it comes to Yinglang in recent years, many consumers will shake their heads and stay away. After all, the problem with the three-cylinder Hideo is a real flaw. But this year, Yinglang has once again returned to the right path of four-cylinder cars.
Due to the comprehensive "rout" of Yinglang in recent years, in order to quickly reverse the market decline, the four-cylinder Yinglang also has a greater discount in the early stage of its launch. At present, including the terminal price discount, all Yinglang models can be selected within a budget of 120,000 (there are only four models in one market).
You can choose the 1.3T three-cylinder + 48V light hybrid + 6AT. The advantage is that it is extremely fuel-efficient and powerful. The disadvantage is also the problems such as jitter and noise caused by the three-cylinder engine. You can also choose the 1.5L self-priming four-cylinder + 6AT, which is mediocre and durable, and doesn’t have much to offer. It is suitable for home use. Currently, buying the top model can save you about 20,000 yuan in budget. Consumers with tight finances can seriously consider it.
Independent brands are very lethal in the price range of 100,000 yuan, and their terrifying cost-effectiveness is one of their magic weapons to win. If the brand power is insufficient, let's use sufficient configuration strength to speak for itself. The most representative one is Changan Yidong. Like Yinglang, within 100,000 yuan, you can choose the top-of-the-line Changan Eidong PLUS, which has a 1.4T+7DCT dual-clutch gearbox and a 1.6L self-priming+6AT power combination.
The 100,000 yuan 1.4T top model can give you active braking, 360-degree panoramic images, full-speed adaptive cruise, panoramic sunroof, 10.25-inch LCD instrument, electric driver adjustment, etc., even while driving. The recorder is also built-in for you. I have to say that the lethality of independent brands in terms of configuration is really very high. Coupled with its good looks and styling, it can satisfy most car use scenarios. The only drawback is that there may still be many young consumers who cannot accept the added value of the brand.
With a down payment of 50,000 yuan and a monthly payment of about 2,000 yuan, you can see that there are still many models to choose from. Of course, in addition to the above models, there are also Ralink, Civic, Sylphy, Festa and other models to choose from. The above only provide a few models with outstanding performance in various segments. It’s still the same sentence: When buying a car, first determine the budget based on your own financial situation, and then filter out the products on the market based on the biggest demand for car purchases. Choose one, compare it horizontally, and go to the store for a test drive. After all, a car is also a big burden for working-class young people.
This article comes from the author of Autohome Chejiahao and does not represent the views and positions of Autohome.