Personally think it is a cost-effective loan. Excluding the monthly gas bill, the first year is generally all-insurance. If it is still three years, the total insurance for two more years will be up to 3,000 yuan, and the loan fee will be 3,000 yuan, including the licensing fee, which is 7,000 yuan more than the full amount.

Then, let's calculate the 5W RMB in hand. Since the Twelfth Five-Year Plan, the inflation rate has been reported at 7 points, which is calculated at 7 points every year, not counting the three-year increment. In other words, after one year, 5W will shrink by 3500 yuan. In this way, after three years, the current 50,000 yuan will shrink by more than 10000. That is to say, it is still a good loan in general, right?

PS: These seven points are still official data. Actually, I think it should be more than seven points, right