1, upper limit of loan amount

It is understood that CCB's credit line for each user is universal, that is, the total amount of credit cards and loans applied for by CCB cannot exceed the maximum personal credit line stipulated by CCB. In addition, if you have applied for a quick loan, the remaining amount will naturally be gone.

2. Changes in personal qualifications

The approval amount of CCB's fast loan is based on your assets in CCB. If your deposits and funds in CCB are withdrawn during this period, the back-office system will detect changes in your personal assets, and your qualifications will be re-examined. If it does not meet the requirements, the fast loan quota will be recovered.

3. Bad personal credit information

If you have overdue repayment in the process of using CCB Express Loan, or left a bad credit record in other institutions, CCB will temporarily withdraw your line for insurance reasons, so as not to put yourself at risk.

Further reading: 20 18 How long does it take for CCB to resume its fast loan line? Several situations are different!

4. System configuration upgrade

If CCB is upgrading its system configuration or adding new institutions, there is a possibility that the approval time limit parameter has not been set, then this is not your reason. You can call customer service to ask, and then wait patiently for recovery.