Recently, consumer loans have also triggered strong supervision by relevant departments. At the 20021working meeting of the People's Bank of China held at the beginning of this year, the central bank also clearly pointed out that in order to continuously prevent and resolve financial risks and strengthen supervision in the payment field, personal credit investigation business must be licensed, excessive marketing of financial products is strictly prohibited, excessive debt is induced, and illegal acts that infringe on the legitimate rights and interests of financial consumers are seriously investigated.
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Jiujiang Bank, which plans to launch a "bride price loan", apologized?
According to the posters circulating on the Internet, Jiujiang Bank's "bride price loan" can reach up to 300,000, the longest 1 year, and the annual interest rate is as low as 4.9%. The loan can be used for wedding tourism, car purchase, jewelry purchase and home appliance purchase. Lenders also need to meet the conditions of being over 22 years old, working continuously for not less than 12 months, and one of the husband and wife must be a regular employee of an administrative institution.
/kloc-On the evening of 0/8, Jiujiang Bank responded to the incident in Weibo, saying: "Recently, our' bride price loan' caused a heated discussion on the Internet, and we deeply apologize for this. At present, the Bank has suspended the person directly responsible, given demerit to the department heads, and criticized and educated relevant agents. It is an indispensable part of corporate social responsibility to carry forward the new trend of the times and resolutely resist the old customs ... We will deeply reflect on the problems exposed in compliance awareness and internal control management, and continue to strictly investigate and rectify ... "