1, you can be sure that the person who receives your money is not from the bank. If you don't believe me, you can ask him for work certificate or business card. In addition, you can also see if the receipt he gave you was opened by the bank.

2. Bank loans don't charge money, only earn high loan interest.

3. Mortgage registration fee and mortgage stamp duty are reasonable taxes and fees charged by relevant government departments, which are inevitable. It is normal for some banks to collect and pay on behalf of the times and give invoices afterwards.

As for other fees, the loan company collects them under various pretexts.

2. What fees do you need to pay for the Agricultural Bank loan?

If you apply for a loan at the Agricultural Bank, you need to pay:

(1) notarization fee for bank mortgage. The mortgage notarization fee is 1‰ of the loan amount, and if it is insufficient, it will be levied in 200 yuan.

(2) The cost of mortgage contract is 380 yuan/set.

(3) The appraisal fee for the case value of commercial housing is 3 ‰ ~ 5 ‰ of the total house price.

If the second-hand house is transferred normally, the following fees shall be paid according to relevant regulations: (1) Business tax: the tax rate is 5.55%, which shall be paid by the seller. At the same time, it is stipulated that if the non-ordinary housing purchased for less than 2 years is transferred for sale, the business tax will be levied in full.

3. How much is the bank loan charge?

No charge.

Conditions for applying for loan business:

Age at

The actual age of the borrower and the loan application period should not exceed 70 years old;

Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;

Good credit information, no bad records, and legal use of the loan;

Other conditions stipulated by the bank.