1. If the credit card is overdue for six times in two years, you can't apply for provident fund loans, that is, you can't borrow money to buy a house.
2, personal credit is not good, there are bad credit records, then the loan interest rate will be raised. Most banks' benchmark interest rates rose 10%.
Therefore, it is very unwise to overdue credit cards. No matter now or in the future. We're in big trouble. Because, whether it is a loan to buy a house or a loan to buy a car. Banks are very concerned about personal credit. Think about it, who is not afraid to lend such a large sum of money to people they don't know.
Generally speaking, if the credit card is overdue and the circumstances are minor, you can borrow money. However, the interest rate is very high. Besides, if the miracle is serious, it is hard to say that you may not be able to borrow money.