1, Shanghai: In Shanghai, according to the provident fund loan policy, employees with a provident fund deposit base of 3,300 yuan can borrow up to 1.238 million yuan, and the longest loan period is 30 years. The current Shanghai provident fund loan interest rate is 202 1, which will be implemented on May 20th: the benchmark interest rate (3.25%) will be implemented, and the term will be 1-5 years (including 5 years); The benchmark interest rate for 5-30 years (including 30 years) rises by 15%, or 3.74%.

2. Beijing: In Beijing, according to the provident fund loan policy, employees with a provident fund deposit base of 3,300 yuan can borrow up to 6,543.8+0.2 million yuan, and the loan period is up to 25 years. At present, the interest rate of Beijing provident fund loan is 202 1, which will be implemented on May 24th: the benchmark interest rate (3.25%) will be implemented with a term of 1-5 years (including 5 years); 5-25 years (including 25 years) benchmark interest rate rises 10%, that is, 3.58%.

3. Guangzhou: In Guangzhou, according to the provident fund loan policy, employees with a provident fund deposit base of 3,300 yuan can borrow up to 6,543.8+0.05 million yuan, and the loan period is up to 30 years. At present, the loan interest rate of Guangzhou Provident Fund is 202 1, which will be implemented on May 20th: the benchmark interest rate (3.25%) will be implemented, and the term will be 1-5 years (including 5 years); The benchmark interest rate for 5-30 years (including 30 years) rises by 15%, or 3.74%.