Our company is a production-oriented factory, and its workshop is leased. The equipment value is about 1.2 million yuan. Now the bank has no loan and wants to borrow money to buy land and build a factory. Please help me answer, thank you. Generally speaking, domestic banks rarely provide equipment loans. Some formal equipment financing companies can provide loans for equipment, but only if you have an equipment invoice. Because I am currently in this industry, I know it better. As for the land factory, if the land use right and the property right of the factory are yours, you can mortgage the loan, but it's not that easy. If there is anything else you want to know, please feel free to consult. 024-3 1090393 to 8873