Legal analysis: In this method, college graduates refer to full-time undergraduates (including higher vocational colleges), graduate students and fresh graduates of the second bachelor's degree in ordinary colleges and universities affiliated to the central department (except those who are oriented, entrusted and enjoy full tuition exemption during their school days). Those who meet the following conditions can apply for tuition compensation and national student loan compensation: (2) Abide by school rules and regulations, be honest and trustworthy, have good moral quality, and have qualified academic performance; (3) After graduation, he volunteered to work in grassroots units in the central and western regions and hard and remote areas, with a service period of more than 3 years (including 3 years).

Legal basis: Notice of the Ministry of Finance, the Ministry of Education and the Banking Regulatory Commission of the People's Bank of China on Adjusting and Perfecting Relevant Policies and Measures of National Student Loan.

First, the national student loan funding standards

Full-time college students (including second bachelor's degree and higher vocational students, the same below) apply for a loan amount of no more than 8,000 yuan per person per year; If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees. Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.

Second, the proportion of national student loans.

The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities. The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.

Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.

Third, the job requirements

All regions should continue to vigorously promote the work of national student loans to meet the loan needs of college students and graduate students. The financial department should fully arrange and timely allocate the national student loan discount and risk compensation funds. The handling bank shall, according to the loan demand, fully arrange and timely issue the national student loan credit funds. Colleges and universities should bear 50% of the risk compensation for national student loans in accordance with the requirements of the Notice of the General Office of the State Council on Forwarding Several Opinions of the Ministry of Education, the Ministry of Finance and the Banking Regulatory Commission of the People's Bank of China on Further Improving the Work of National Student Loans (Guo Ban Fa [2004] No.51), and cooperate with the handling bank to verify the tuition and accommodation standards for students applying for loans.

Notice of the Ministry of Finance and the General Staff of the Ministry of Education on Printing and Distributing the Measures of State Subsidy for Compulsory Military Service of College Students after the adjustment of the subsidy standard for national student loans (Cai Jiao [2065438+03] No.236), Opinions of the General Political Department of the Ministry of Finance, the Ministry of Education and the Ministry of Civil Affairs on Implementing the Education Subsidy Policy for Retired Soldiers (Cai Jiao [2065438+065438+0] No.538) And the tuition compensation, national student loan compensation and tuition subsidy standards in the Notice of the Ministry of Finance and the Ministry of Education on Printing and Distributing the Interim Measures for Tuition and National Student Loan Compensation for Graduates of Ordinary Colleges and Universities (Cai Jiao [2009]15) were adjusted to the maximum of 8,000 yuan for undergraduates and12,000 yuan for postgraduates. Tuition compensation, national student loan compensation, tuition assistance and other matters are still implemented according to the original provisions.