2. Submit a bank loan application: fill in the account opening application form as required, and prepare the required information, such as identity certificate, household registration book, income certificate, insurance policy, financial records, etc.
3. Loan review: Bank review usually takes several working days, and the applicant must provide detailed loan materials for bank review.
4. Arrange the loan procedures: the applicant who has passed the examination must arrange to sign the loan procedures and prepare other necessary materials.
5. Loan payment: Pay the loan according to the approved loan application amount and complete the car purchase procedures.
Matters needing attention when lifting the car:
1, please be sure to check whether the vehicle model, engine number and vehicle identification number on the new vehicle license are consistent with the quotation given by the car dealer, so as to avoid buying a vehicle with the odometer changed or the engine number tampered with.
Please check whether the new car has the seller's loan and tax payment certificate and submit the vehicle registration form.
3. Please check the inside and outside of the vehicle, including engine, front and rear suspension, brakes, tires, cockpit lights, control devices, fuel tanks and instruments. If sundries are found, please indicate them in the contract to avoid disputes.
Please carefully observe the safety devices of the car, including tires, brakes, seat belts, etc. In order to avoid buying vehicles with poor quality.
5, please be familiar with the new car maintenance and maintenance methods, to ensure the normal work of the vehicle.
Million car purchase subsidy