1. The brand name of the company is scary. Some of the so-called "xx loan groups" even provide copies of business licenses, and the traces of fraud are very obvious. In fact, it is impossible for the so-called "xx Loan Group" to register in the industrial and commercial department, even if the copy of the business license provided is false;

2. Generally, only mobile phone number, contact person and QQ are provided, and there is no fixed telephone number and no office address. Searching for numbers on the Internet shows that businesses in different cities across the country use the same number, which is very problematic.

Generally speaking, the company has branches in large and medium-sized cities all over the country, and it is convenient for all localities to handle business;

The loan terms are very loose and the procedures are simple. You only need to provide basic information such as ID card, household registration book or business license, without mortgage;

5. The interest rate seems reasonable, ranging from 1% to 3% per month;

6. When the borrower contacts, the liar will find various reasons to ask for the upfront expenses (such as prepaid interest, lawyer's fees, verification fees, insurance fees, handling fees, deposits, etc.). );

7. When the borrower pays, he finds that he can no longer contact the liar;