Tools/raw materials: personal ID card, local household registration book, student ID card, and family financial difficulties certificate issued by relevant departments.
1. Bring personal ID card, local household registration book, student ID card, proof of family financial difficulties issued by relevant departments and other materials to the Student Financial Assistance Management Center of the Education Bureau to apply for a student loan, get the application form, fill it out, and submit the materials you bring.
2. The Student Financial Assistance Management Center of the Education Bureau will conduct audit according to the information. If it is approved, a loan contract will be signed with the students, and then a contract receipt will be issued.
3. Students bring the contract receipt to the school at the beginning of school, and the school enters it according to the information, and then sends the contract receipt back to the Student Financial Assistance Management Center of the Education Bureau.
4. The student financial assistance management center of the local education bureau shall be summarized into a table and submitted to the provincial student financial assistance management center, which shall submit the loan to the handling bank for approval.
Matters needing attention in applying for student loan
1. Learn about different types of student loans: student loans are generally divided into three types: government loans, school loans and private loans. Government loans are usually provided by the government in cooperation with schools, with low interest rate and long repayment period; School loans are provided by schools, and the interest rate and repayment period are usually flexible; Private loans are provided by financial institutions with higher interest rates, but they may be easier to obtain. When applying for a student loan, you need to choose the loan type that suits you according to your actual situation.
2. Know the application conditions and requirements in advance: The application conditions and requirements of different types of student loans are also different, so you need to know clearly before applying. What you need to know includes the applicant's qualification requirements, loan amount, interest rate, repayment period and so on. In addition, you need to know the required materials and application process in order to successfully complete the application.
3. Prepare application materials: To apply for a student loan, you need to prepare a series of materials, including student ID cards, ID cards, transcripts, family financial status certificates, etc. When preparing the materials, you need to ensure that all the materials are complete and accurate so as not to affect the smooth progress of the application.
4. Know the repayment method and repayment plan: When applying for a student loan, you need to know the repayment method and repayment plan. The repayment method and repayment plan can be selected according to the individual's actual situation, and it is necessary to understand the provisions of repayment amount, repayment period and repayment method.