According to the notice, in terms of subscription funds, real estate development enterprises can only freeze the subscription funds of buyers who enter the scope of notarization and lottery control, and the subscription funds must be frozen in their own accounts. If the house selection is unsuccessful, the subscription funds will be thawed within three working days. ?
In the strict qualification examination of buyers, it is mentioned that real estate development enterprises should reasonably evaluate the risks of buyers whose debt service income ratio does not meet the requirements and take measures such as persuasion. Those who violate the rules of purchasing houses by resorting to fraud and providing false certificates shall refuse to accept the application for purchasing houses and report to the local housing construction department in a timely manner. ?
Yan Yuejin, research director of the think tank center of Yiju Research Institute, told this newspaper that from the strict review of the qualifications of buyers, it can be found that "the source of house purchase money" has become a very important review content, which helps to prevent all kinds of illegal funds from entering the real estate market. In particular, there was a phenomenon of buying a house on behalf of others in Shenzhen before, that is, there were various other sources participating in real estate speculation. Therefore, by strictly controlling such funds, all kinds of illegal funds can be really blocked, which will help reduce the investment speculation in real estate speculation. This actually makes the purchase space of compliance funds larger. ?
For buyers who purchase commercial housing by resorting to fraud, concealing the real situation, providing false certification materials, etc., the relevant personnel will be stopped from using Shenzhen's "registration system of purchase intention" and contract online signing system for three years; Stop the relevant personnel from buying and renting affordable housing and talent housing in Shenzhen for three years; Has been on the public housing waiting list, cancel its waiting qualification; Stop the relevant personnel from qualifying for Shenzhen housing provident fund loans for three years; Push the relevant acts of dishonesty to the municipal public credit information platform for joint punishment; Suspected of violating laws and regulations on public security management, transferred to public security organs for handling according to law. ?
Yan Yuejin said that it can be seen from the regulations here that if you buy a house in violation of the regulations, you will actually be unqualified in the subsequent housing registration and contract signing. This is equivalent to prohibiting its purchase. Moreover, the lease of affordable housing and the use of provident fund will be controlled, which is a relatively strict policy. Through such punishment measures, it can really play a deterrent role, increase the cost of various fake housing qualifications, and truly put an end to all kinds of real estate speculation. ?
65438+On June 22nd, Shenzhen Housing and Urban-Rural Development Bureau just released the handling of 12 personnel suspected of illegally purchasing commercial housing. The Shenzhen Housing and Urban-Rural Development Bureau said that it will strictly review the qualifications, funding sources and running water of the subscribers of the first phase of China Resources City Runxi with Nanshan Housing and Urban-Rural Development Bureau and other units. After verification, 12 people concealed the real situation, provided false materials and recorded the flow of funds. ?
Previously, on June 65438+1October 19, Shenzhen refined the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City issued in July 2020. It is clear that the commercial housing purchased by households can only be registered under the names of family members who have the qualification to purchase houses. This means that when a family purchases a commercial house, the original joint purchase only requires one person to have a quota, and other co-owners can also register together without the qualification to purchase a house. But now all the joint names need to be qualified to buy a house. ?
Shenzhen Housing and Urban-Rural Development Bureau has previously stated that it will resolutely implement "no real estate speculation", improve the real estate market supervision system with relevant departments, and further increase the punishment for those who violate the principle of good faith and resort to deceit in buying houses; Further strengthen the management of commodity housing sales and transactions, and severely crack down on all kinds of illegal acts in the real estate market. ?
The following is the full text of the Notice on Further Strengthening the Qualification Examination and Management of Commercial Housing Purchase in Our City:
Shenjiangui [2021] No.2?
All relevant units:
In order to implement the positioning of "houses are used for living, not for speculation", strengthen the supervision of the real estate market, intensify the crackdown on illegal acts of real estate, and earnestly safeguard the order of the real estate market, relevant matters are hereby notified as follows according to the relevant policies of the State Council on the regulation of the real estate market and the spirit of the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in our city (Shen Jian Zi [2020]137):
First, strengthen the management of purchase intention registration?
(a) the "registration system of purchase intention" is enabled, and buyers who purchase new commercial housing need to log in to the "registration system of purchase intention" to register their purchase intention, and the registration information must be true and valid, consistent with the written materials provided in the subscription link. ?
(2) Real estate development enterprises can only freeze the subscription funds of buyers who enter the scope of notarization and lottery control, and the subscription funds must be frozen in the personal accounts of buyers. If the house selection is unsuccessful, the subscription funds will be thawed within three working days. ?
(3) Revise and publish the model text of the subscription book. All real estate development enterprises should revise and improve the subscription book used by their own enterprises according to the model text, and can list violations of the principle of good faith, evasion of real estate control policies, fraud and other acts as breach of contract; If it is illegal, it shall be investigated and punished by the housing construction department in conjunction with relevant departments according to law. ?
Second, strictly examine the qualifications of buyers?
(4) Real estate development enterprises and real estate brokerage institutions may, in conjunction with relevant commercial banks, strictly check the following information on the qualification of purchasing houses:
1. Proof of valid identity, household registration, marital status and family members of the purchaser; ?
2. The social insurance or individual tax list of the purchaser; ?
3. The buyer's income certificate, credit report, the source of the purchase price and the bank statement of the last year or more. ?
Real estate development enterprises should reasonably assess risks and take measures such as persuasion to buyers whose debt service income ratio does not meet the requirements. Those who violate the rules of purchasing houses by resorting to fraud and providing false certificates shall refuse to accept the application for purchasing houses and report to the local housing construction department in a timely manner. ?
Third, strictly fulfill the obligation to inform?
(5) Real estate development enterprises and real estate brokerage institutions shall strictly implement the city's real estate regulation and control policies, publicize relevant policy documents at the sales site and business premises, timely fulfill the obligation to inform buyers, and answer policy questions raised by residents' families on the qualification of purchasing houses. ?
Fourth, severely crack down on violations?
(six) buyers should strictly abide by the principle of good faith and the city's real estate control policies, and be responsible for the authenticity of the submitted materials. ?
The purchaser shall not resort to deceit, conceal the real situation, or provide false certification materials to purchase commercial housing. ?
(seven) in violation of the provisions of item (six) of this notice, the housing construction department will take the following measures according to law:
1. Stop relevant personnel from using the "registration system of purchase intention" and online signing system of our city for three years. ?
2. Stop the relevant personnel from buying and renting affordable housing and talent housing in our city for three years; Has been in the public housing waiting list, cancel its waiting qualification. ?
3 to stop the relevant personnel in our city housing provident fund loan qualification for three years. ?
4. Push relevant dishonesty to the municipal public credit information platform for joint punishment. ?
5 suspected of violating the laws and regulations on public security management, transferred to the public security organs according to law. ?
(8) Real estate brokerage institutions shall not instigate, induce or assist buyers to practise fraud, provide false materials and other fraudulent qualifications for purchasing houses, and shall not provide services and convenience for the parties applying for purchasing houses in violation of regulations. In violation of the above provisions, the housing and construction departments shall investigate and deal with them according to law. ?
This notice shall come into force as of the date of promulgation. ?
Shenzhen Housing and Construction Bureau?
202165438+123 October