What are the down payment ratios for first and second homes in Beijing, and what is the increase in commercial loan interest rates?

1. At present, the down payment for a first-time commercial loan in Beijing is RMB 35 for an ordinary residence, and RMB 40 for a non-ordinary residence.

?The first-time interest rate generally rises by RMB 10?

2. Currently, the down payment for a second commercial loan in Beijing is RMB 60 for an ordinary residence, and RMB 80 for a non-ordinary residence.

?The interest rate for the second apartment will increase by RMB 20 (specifically, it is subject to the lending bank’s policy)

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