The annual interest rate is 4.35 within one year (inclusive).

Second, medium and long-term loans

The annual interest rate for one to five years (inclusive) is 4.75.

More than five years is 4.9.

Three, personal housing provident fund loans

The annual interest rate for five years or less is 2.75%.

More than five years is 3.25.

Application conditions for personal consumption loan of Industrial Bank

1,/kloc-China citizens (including Hong Kong, Macao and Taiwan residents) who are over 8 years old and under 60 years old, have a fixed residence within the jurisdiction of the branch, have a fixed residence or a valid residence certificate, and have full civil capacity;

2, good credit, with the ability to repay the loan principal and interest on schedule;

3. If the guarantee method is adopted, it can provide legal and effective pledge, mortgage or guarantee recognized by Industrial Bank;

4. Open a personal settlement account in Industrial Bank and handle the settlement business through the natural life wealth management card;

5. Other conditions stipulated by Industrial Bank.