1. First of all, before you decide to buy a mobile phone by installments in a physical store, consult the clerk first, such as installment interest and installment down payment. These are the first things you need to know.
2. Then, the telephone address and residential address of the company should be detailed, true and accurate, because the bank will check them one by one.
3. You need to fill in the name, address and telephone number of the third party contact person.
4. When you go to handle it, you need to bring the original ID card and the bank card handled by my ID card, and someone will handle it.
5. There must be at least one penny in the provided bank card, because there will be a process of swiping a card when handling it, and you need to sign it when swiping a document.
6. After approval, you can pay the down payment.
What is a bank card?
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
Since the 1970s, due to the rapid development of science and technology, especially the use of electronic computers, the use of bank cards has been expanding. Not only has the circulation of cash and checks decreased, but the banking business has also undergone fundamental changes, because it has broken through the limitations of time and space. The application of bank card automatic settlement system will make the arrival of "no check, no cash society" become a reality soon.
The 20-year development of China's bank card industry can be roughly divided into four stages:
1. 1985 was the initial stage in the early 1990s.
2. From the early 1990s to the beginning of 1996, the bank card business was independently developed for branches in large and medium-sized cities. At this stage, the Gold Card Project was launched.
3. From 1997 to 200 1 at the end of the year, China bank cards will gradually realize the general stage of networking.
4.200 1 Up to now, it is the stage of in-depth development of bank card networking in China, and the number of bank cards issued by various banking institutions in China has increased rapidly.
Yang Zaiping, full-time vice president of China Banking Association, said that by the end of the first quarter of 20 10, the number of cards issued nationwide had reached 21690,000, up by 14.9% year-on-year. The utilization rate of bank cards has gradually increased, and card consumption accounts for 30% of social consumption. By the end of 20 1 1, the cumulative number of bank cards issued exceeded 2.85 billion, up by 18% year-on-year. Credit card consumption exceeded 16 trillion yuan, a year-on-year increase of more than 50%, accounting for more than 40% of the total retail sales of consumer goods, an increase of about 6 percentage points compared with 20 10. In 20 1 1 year, there were more than 35,000 convenience payment outlets in China, 47,000 directly connected merchants and 2 10000 POS machines in secondary cities, reaching 15 16000 respectively.
On February 20 15, China Banking Regulatory Commission issued the Notice on Matters Related to Banking Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, the same customer should not open more than four debit cards in the same institution. At the same time, the Notice also stipulates that "in principle, the same agent may not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent presents his valid ID card to the counter to activate the card.