The second step is to handle the mortgage loan business after signing the contract. Generally speaking, 4S stores will recommend some mortgage loans to you. You can choose according to the specific situation, or you can contact the bank to handle it yourself.
Step 3: The bank will conduct a preliminary review of all the information provided by customers. After the processing is completed, the bank will ask the archivist to fax it to the bank for credit review and personal credit inquiry. After confirming that the information provided by you is correct and qualified, go through the mortgage formalities.
Step 4: You need to fill out a loan qualification form, including the bank you want to mortgage, sign a bank loan guarantee contract and notarize the application form. At the same time, we have to submit an application form for mortgage registration.
Step 5: We need to sign a car insurance policy, and these materials need to be handed over to the back office staff. Then, we need to ask the insurance company to issue your insurance policy. At this time, the bank will charge the down payment according to the sales agreement. In addition, we need to charge you related fees. It depends on the specific car condition.
Step six. Everyone should pay attention to the fact that it takes some time to approve bank loans. The approval will be verified together with the customer's own down payment. Then, you have to go to the garage to get the license plate, which also requires a certain fee.
Step 7: Repay on time. After that, you can drive your own car At the same time, you should pay attention to repay the bank on time every month. Never overdue, or your personal credit will be affected.
The property market is booming, house prices are rising, and it is getting harder and harder to buy a house! If you want to buy a house, please click the link below to participate in the research of financing 360 mortgage loan. I wish you a smooth and easy home purchase!
Related Q&A: How to Loan 360 is a platform to provide loans for users. The loan process is as follows:
1. Download Rong 360app first, open it and enter the loan platform.
2. The loan platform will have many loan contents, including office workers, self-employed, business owners and other different loan methods. Choose the loan method according to the actual needs.
3. After selecting the loan method, fill in the loan quantity and loan term, and then click Apply.
4. After clicking Apply, the user needs to fill in personal information, which must be truthfully filled in. The more detailed, the faster the audit.
5. After the approval, we are waiting for the loan.
Users can also choose to apply for a loan through Rong 360 website, and the loan process is similar to Rong 360app.