To apply for a housing provident fund loan, the first condition is to pay the provident fund normally and for one year, before you can be eligible to apply for a housing provident fund loan.

if you are seconded from a to b school, it is reasonable for a school to pay social education insurance and housing accumulation fund for you. it is irresponsible for a school not to pay it. because of your administrative relationship in a school, b school can't pay you (salary can be paid), which is understandable.

If you don't pay the provident fund, it won't affect the length of teaching (that is, the length of service), but the old-age insurance will have an impact. The "Social Insurance Law" that will be promulgated soon stipulates that you can enjoy the basic old-age insurance benefits only after you have paid it for 15 years. Of course, you can make up it later, and you are still young. You can certainly pay it for 15 years, but you will lose one and a half years.

You can now:

1. Ask School A to pay the social endowment insurance and housing accumulation fund (you can pay them), and after paying them, they will be deemed to have been paid for one year;

2. If School A doesn't make it up, you can ask School B to make it up (but the reason is not very good);

3. You can report it to the higher authorities (Education Bureau) of the school, and please come forward to coordinate and solve it.

Generally speaking, people can be solved, and you are not at fault, because you entered the establishment immediately after graduation in 29, and you are a regular employee, which is the fault of the school, and mistakes must be corrected.

I hope it helps you.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.