2. Online inquiry: Most banks that have separated online banking and mobile banking can inquire online. For example, after logging in to mobile banking, find the loan and "My Loan", and you can see all the loans handled in the bank with one click. You can choose a query loan details at will, including the remaining loan amount and repayment times.
3. Mobile phone inquiry: directly call the service phone of the loan bank. After being transferred to the manual customer service phone, the customer service will verify the identity information, and the borrower will then ask about the remaining amount of the loan. After the online customer service inquiry, it will help to inform.
The above is how to query the remaining loan amount.
How much can I borrow for the second home loan?
Under normal circumstances, if the borrower wants to apply for a second mortgage, the loan amount is limited. Generally speaking, the loan amount in two mortgage is the value of the property minus the previous mortgage loan amount. If the real estate value is 6,543.8+0,000, and the previous mortgage loan amount is 300,000, then the loanable amount of the secondary mortgage is generally 700,000. In addition, two mortgages can only be handled in the same bank. The borrower can calculate according to this standard: the value of the house is lower than the original purchase price and the transaction price at the time of secondary mortgage. The mortgage rate of secondary loans with housing mortgage shall not exceed 70%; The secondary loan mortgage rate of commercial housing mortgage loan shall not exceed 50%.
Does post-loan management affect mortgage?
Post-loan management is a "soft query" of personal credit report, which belongs to neutral bank information, not a negative record, so it will not affect personal credit report, so it will not affect users' application for mortgage. However, there are many reasons for post-loan management, so if users apply for housing loans, banks or lending institutions may analyze whether post-loan management in users' personal credit information is normal. And if the post-loan management is caused by abnormal factors, it is likely to have a certain impact on users' application for housing loans. This article is mainly about how to inquire about the remaining loan amount, and the content is for reference only.