We observe carefully that people who borrow more in banks are generally rich, while those who save money in banks are basically poor. Why? According to the law, rich people should have money to save, but they still have to borrow money and give banks a lot of interest. This is not a powerful description of the rich. On the contrary, the poor come to the bank to save money, always thinking of subsidizing their families with the interest from the bank and living a good life.

In fact, poor people don't have many family assets, but if they earn some income through their daily work, they will try their best to deposit the money in the bank or even spend it regularly within a few years, which truly verifies the meaning of the word miser. Because after the poor have some money, they will feel that it is definitely not safe to leave it at home, and they are also worried that they or their families will spend it indiscriminately. Money is not easy to come by, but it is earned by daily work. If you leave your money at home, you are afraid of being stolen and damaged. It is better to put the money in the bank and get some interest. For most poor people, this concept of deposit management may be the same. In addition, the education level of the poor is generally low and their knowledge is limited. Although I have some money, I have no investment experience and entrepreneurial courage, for fear of losing the principal.

Why do rich people have more money instead of saving money? Because the rich always try their best to keep investing in their minds and get more benefits from investing. That investment definitely needs principal, but the investment principal of the rich is also limited. They request loan support services through large financial institutions such as banks. Banks will basically complete the examination and approval of loan applications of these eligible and reputable rich people. After all, banks also make a living by lending. The more loans, the higher the bank's loan income. The money the rich get from loans will be reinvested in Qian Shengqian to maximize profits. Although the rich borrow a lot, the return on investment is also quite rich. Moreover, the money of the rich will also be deposited in the bank, which will also drive the bank's deposit business. Rich people are generally rated as VIP customers in banks, and they also have certain preferential efforts in handling some businesses.

The poor keep saving money, but the money they save provides loan services for the rich. This is the difference between financial management methods. Rich people will pay back the money regularly after lending, and there is still a big surplus after the return of principal and interest from venture capital. This is the possibility and long-term nature of making full use of money and making it continuously provide benefits for itself. But the poor are afraid to borrow money, for fear that they will not be able to borrow it, and they will not think that the money with this loan will be reinvested. They have a kind of fear of death, their thoughts still keep the traditional thinking, and they don't want to take more risks. So the money that the poor deposit in the bank is to pave the way for the rich. But in any case, the poor have their own way of life and the rich have their own investment thinking. No matter how people treat money, banks will always be winners. Life is so beautiful, although we can't sum up the difference between the rich and the poor in this way, it is a naked expression of the difference in the view of money. But in any case, as long as everyone lives well, it is a harmonious society.