Extraction conditions:

I. Housing consumption extraction includes one-time extraction of housing consumption and monthly extraction of housing consumption.

One-time extraction: including the purchase of commercial housing, price-limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self-occupied housing; Construction, renovation and overhaul of self-owned houses on rural collective land;

Monthly withdrawal: including repayment of housing loan principal and interest; Pay the rent of economic rental housing with rent or * * rental subsidy.

2. Non-housing consumption extraction includes account cancellation extraction and monthly extraction.

Cancel account cancellation: including divorce and retirement; Workers with agricultural household registration, men over 60 years old and women over 55 years old; Settled abroad, Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Workers who have been sentenced to punishment and moved out of this city, and those who are not registered in this city leave this city and terminate or terminate their labor relations with their units; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; Working outside the administrative area of this Municipality, establishing and depositing housing provident fund locally; The employee is dead or declared dead. Compared with the original withdrawal policy, the withdrawal of agricultural household registration workers has been increased for two reasons: men are over 60 years old and women are over 55 years old, and they work outside the administrative area of this Municipality and establish and pay housing provident fund locally.

Monthly withdrawal: including those included in the scope of minimum living guarantee for urban residents in this city or the scope of special hardship relief; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound injury, severe electric injury and various cancerous lesions) are hospitalized. Compared with the original extraction policy, it increases the reasons for including poverty alleviation.

The following materials are required to withdraw the provident fund from the bank:

1. Proof materials to be submitted for non-first withdrawal of housing provident fund:

Extract the copy of employee ID card (front and back);

Extract the employee's own bank savings account number, bank and copy;

Housing accumulation fund withdrawal record form.

2 proof materials to be submitted for the first withdrawal of housing provident fund:

Proof materials to be submitted for the withdrawal of provident fund due to the purchase of commercial housing, two limited houses or affordable housing:

The original and photocopy of the purchase contract or purchase agreement;

The original and photocopy of the purchase invoice;

Extract the original and copy of employee ID card;

Extract the employee's own bank savings account number, bank and copy.

Proof materials to be submitted for repayment of principal and interest of owner-occupied housing loans:

The original and photocopy of the purchase contract or purchase agreement;

The original and photocopy of the loan contract or loan agreement;

The original and photocopy of the purchase invoice;

Extract the original and copy of employee ID card;

Extract the employee's own bank savings account number, bank and copy.

To sum up, the above information is needed to withdraw the bank provident fund.

The business process of housing provident fund extraction is as follows:

Workers apply to the unit for the withdrawal of housing provident fund with the withdrawal certificate. After verification, the unit will issue an "Application for Withdrawal" in duplicate. Employees of centralized sealed households apply to the sub-center or management department for extraction;

The employee holds the Application Form for Withdrawal and other application materials, and applies to the sub-center or management department that paid the housing provident fund. The sub-center or management department issues the Notice of Withdrawal, which is signed by the employee to confirm the withdrawal amount;

On the same day, the employee holds the Application Form for Withdrawal in duplicate and the Notice of Withdrawal in triplicate, and after verification and confirmation by the sub-center or the management department, he goes to the Construction Bank to go through the payment formalities;

After the payment is confirmed by CCB, the employee will return a withdrawal notice to the unit as the accounting voucher of the unit.