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Is the syb Business License for College Students Useful after all?
1. Is the syb business license for college students really useful?

Participating in SYB entrepreneurship training has a certain ability of venture capital planning, but it only helps to guide entrepreneurship. After starting a business, there is not enough money. If you need a loan, with this certificate, the loan will be easier.

SYB

The full name of SYB is "starting a business", which means "starting your business". SYB is an important part of the "Start and Improve Your Business" (SIYB) series of training courses. It is a tailor-made training program for friends who want to start their own small and medium-sized enterprises by the United Nations International Labour Organization.

SYB's training course is divided into two parts: entrepreneurship awareness training and entrepreneurship plan training. Innovative participatory interactive training methods are adopted in the classroom, which breaks the traditional teaching methods and completely simulates the actual process of starting a business, so that entrepreneurs can fully interpret their own business plans while constantly enriching and perfecting their business plans.

Meaning:

1, trained entrepreneurs can learn more about themselves and form a more perfect and practical enterprise concept. Be able to correctly evaluate the market, predict the start-up funds and make profit plans.

2, so that entrepreneurs will also learn the scientific management methods for employees and shape a scientific mode of thinking, which can greatly enhance the comprehensive quality and leadership of future entrepreneurship.

3. Students who have obtained the qualified certificate can get the College Students' Self-employment Certificate first, apply for an interest-free loan of 200,000 yuan, get the national start-up capital, and get the start-up subsidy of 36,500 yuan/year. At the same time, you can get entrepreneurial services in policy consultation and legal aid.

Second, what are the advantages and disadvantages of the current college student loan?

Take this as an example. For example, the relatively safe famous school loan has high quota, low monthly interest rate, long repayment period and fast lending speed. Of course, there are also shortcomings. Users of famous school loans can't apply for loans again before paying off the loans, which has a great influence on students in urgent need.

Third, is the policy of college students' tuition loan available all over the country?

The policy of college students' tuition loan is available all over the country.

For college student loans, a series of steps and materials are needed. The most important thing is to carefully understand the matters listed in local policies and do them.

Handling process: first, you need to bring the admission notice to collect it "(the collection place is the local student financial assistance center or the materials attached before preparation. Usually, you need to prepare materials, such as documents and personal identification of the lender (usually its parents), and then submit them to the student financial assistance center.

4. What are the advantages and disadvantages of college student loans?

To put it simply, the advantage is that college students can get it and use it for consumption, entrepreneurship, tourism and so on. , so that domestic consumption. Disadvantages: College students do not have the ability to repay the principal and interest, which will make borrowers fall into repayment difficulties. In addition, college students have not yet established a correct concept of consumption, and there are cases of excessive consumption and waste, and bad atmosphere is more likely to affect other college students. Advantages of college students' loans: Compared with ordinary adults, college students have less disposable funds, but at the same time they are the main consumers of fashion products, so they can promote social consumption in this way. For students, such a new consumption pattern has solved the contradiction between insufficient amount and timeliness. For merchants, selling goods is profitable. For the whole market, it has increased market demand and expanded market space. Moreover, college students' online loans and installment loans can bring more opportunities for college students' consumption, which has certain positive market significance. For example, how can this way help students achieve consumption more effectively, instead of encouraging irrational consumption? Disadvantages of college students' loans: We should be cautious when using peer-to-peer lending platform for such relatively large expenses as starting a business loan and paying tuition fees. The success rate of college students' entrepreneurship is low. Entrepreneurship itself is venture capital, and peer-to-peer lending rates are high. If it doesn't go well, the road to entrepreneurship will be more difficult. College students need to plan their own consumption reasonably, insist on moderate consumption, and resolutely avoid unreasonable consumption that is advanced, fashionable and worthy of pride. On the one hand, college students should see the impact of these internet financial tools on their consumption behavior, on the other hand, they should be able to analyze and explore the commercial applications of these tools, such as whether these tools can support innovation and entrepreneurship. Moreover, everything is two-sided. "Campus finance" itself is also a way of managing money and an overdraft credit consumption, which will inevitably bring interest and other business expenses arising from loans. Therefore, we must be alert to the word "trap" in the clause of "campus financial services" and be aware of risks. Need to know the qualifications and background of the loan company in detail. It is worth mentioning that college students' own repayment ability and financial management ability must keep up. Lack of common sense loan knowledge is likely to lead to some tragic experiences.