1. Spend tomorrow's money to round today's dream.

Mortgage is a loan, that is, borrowing money from the bank. You don't have to spend a lot of money to buy your own house right away, so the first advantage of mortgage to buy a house is that you can buy a house with less money.

2. Use limited funds for multiple investments.

From the perspective of investment, mortgage buyers can invest their funds separately, borrow money to buy a house and rent it, and then invest again, so that the funds can be used flexibly.

The bank will check it for you.

Borrowing money means borrowing money from banks, which naturally care about the quality of real estate projects. In addition to auditing itself, banks will also audit developers and give you a check, which is natural and safe.

Disadvantages of mortgage loan

1. Be in debt

Speaking of shortcomings, first of all, people are under great psychological pressure, because the traditional habits of China people do not allow people to make ends meet and pay attention to savings, so it is not suitable for conservative people to borrow money to buy a house. And in fact, buyers do bear heavy debts, which is not easy for anyone.

2. It is not easy to realize quickly

Because the property itself is mortgaged, it is difficult to resell the house, which is not conducive to the delisting of buyers.