The steps of transferring Guangzhou commercial loans to housing provident fund loans are as follows:

1. The applicant submits personal data to the provident fund management center.

2. Successfully signed the provident fund loan contract after review.

3. The guarantee company shall go through the guarantee formalities after passing the examination.

4. The borrower shall notarize the provident fund loan contract in the notary office.

5. The core staff of the provident fund conducts the audit and final review, and the staff fills in the loan contract and seals it to complete the examination and approval.