Rural personal loans are as follows:

1. rural credit cooperative application: the borrower can submit a loan application to the local credit cooperative. Generally, with a certain amount of collateral and a guarantor, you can lend money smoothly.

2. Application for Agricultural Bank outlets: Borrowers can go to Agricultural Bank outlets and submit personal loan applications. If it passes, the bank staff will notify you by SMS, then apply for a repayment card and wait for the loan.

Rural personal loans can be handled by rural credit cooperatives. The conditions for rural personal loans are as follows:

1. Personal loans must have legal identity cards, and valid identity documents and their copies should be provided.

2 personal loans have legal and stable economic income, good credit and the ability to repay the loan principal and interest on schedule.

3. there is a real estate that can be used as a mortgage.

4, can provide housing property certificate.

Precautions for personal loans:

Personal production and operation loans shall not be used for the following purposes except meeting the above conditions:

1, production and operation activities that do not conform to the national industrial and environmental protection policies;

2. It has been included in the business scope of restricted and eliminated customers of the Bank;

3. Capital market investment;

4. Pay off bad financial debts.

How does the Agricultural Bank of China develop individuals?

To apply for ABC, the borrower must go through the following steps:

First of all, the borrower should know the loan requirements and procedures from the loan bank;

Then, according to the requirements of the loan bank, prepare the materials needed for the loan;

Third, apply to the loan bank and submit the formalities required for the loan;

Fourth, the bank accepts the application and approves the loan information submitted by the borrower;

Fifth, after examination and approval, the two sides signed a loan contract;

Sixth, banks issue loans;

Seventh, the borrower repays in full and on time.

Extended data

Application conditions

Generally speaking, the application must meet the following conditions:

First, Chinese mainland residents can provide personal identification (ID card, household registration book, marriage certificate, etc.). ).

Secondly, it has a fixed address and place of work and business, and can provide proof of address (house lease contract, water and electricity bill, etc.). ).

Thirdly, have a stable source of work or economic income, good credit standing, be able to provide bank account numbers, labor contracts and other supporting materials, and have the ability to repay the principal and interest of loans on schedule; .

Finally, without a bad credit record, the loan cannot be used for purposes prohibited by state orders.