What are the new policies for Suzhou provident fund loans?
1. Two or more loan applicants and their families * * * participate in provident fund loans with a maximum loan amount of 700,000 yuan; 2. If it is the first time to use the provident fund loan to purchase a house, the area of the purchased ordinary house is less than 90 square meters, and the total house price does not exceed 165438+ ten thousand yuan, and the maximum loan amount is 80% of the total house price.
What are the provident fund loan processes?
1, first go to the local housing management department to issue a personal credit certificate.
2. Then go to the provident fund management center to get an application form for personal provident fund loans, and truthfully fill in the information such as house purchase information, personal information and loan application. In addition, the lender should also provide guarantee materials, identity cards, unit seals, etc. , and submitted to the provident fund management center for review.
3. After the review by the Provident Fund Management Center, they will entrust the credit information to the loan bank, and the bank will inform the real estate sales agent and the buyers to sign the entrusted loan contract of the housing provident fund at the bank and handle the loan repayment passbook.
4. When signing the contract, the lender must read the Housing Provident Fund Entrusted Loan Contract, especially the monthly repayment date of the contract, and must repay on time so as not to affect his credit. Then wait for the provident fund management center to transfer the money to the loan bank, and the selling agent will inform you to open a receipt for buying a house.
6. The next step is to pay back the money on time, prepare the monthly payment and repay it monthly.
7. When purchasing a commercial house for the first time, after paying the advance payment contract, you can apply to the provident fund management center for withdrawing the balance from the account with the purchase contract before applying for a loan.
Bian Xiao concluded: The above information is related to the new policy of Suzhou provident fund loan. I wonder if it will help you! Provident fund loans have certain concessions, you can learn more about these contents before buying a house.