Loan principal: 80,000 yuan, assuming annual interest rate: 4.750% and loan term: 4 years.

year

The principal and interest payable each month are:

65,438+0,833.3 yuan, and the total principal and interest repayment is:

87,998.4 yuan, total interest payable:

7998.4 yuan.

The interest paid in 1 month is: 3 16.67.

; The repayment principal of 1 month is:1516.63; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)