1. What is the interest rate for a 100-yuan loan in 15 years?

About 88.2 yuan.

The loan interest rate is: 5.88%, the loan term is 15 years, the total interest is: 5.88×15=: 88.2

2. Buying a house for 1 million yuan, and paying off the interest in 15 years How much is it?

You have a loan of 1 million yuan with a base interest rate of 6.55 and repay it in 15 years. If you use equal principal and interest repayment, the total interest will be 572,945.13 yuan. If you use the equal principal repayment method, the total interest will be 493,979.17 yuan. , if it is helpful to you, please like it

3. How much will an individual receive per month after paying 100 social security for 15 years?

Benefit standards for urban and rural residents’ pension insurance: (Government subsidy on interest paid throughout life) ÷ 13970 = monthly benefit standard after retirement. Among them: Government subsidies may vary from province to province. The 70 yuan is allocated by the state, and some provinces have raised it themselves.

Calculation of pension benefits: Social pension insurance benefits for urban and rural residents consist of basic pensions and personal account pensions, and are paid for life.

Monthly pension = total basic pension personal account ÷ 139.

Basic pension = The standard is 55 yuan (will be adjusted in accordance with national policies in the future). After 15 years of payment, the basic pension will increase by 1 yuan for each additional year;

Total personal account = Individual contributions, government subsidies, collective subsidies, social and individual subsidies, interest generated from the above amounts;

Calculation coefficient = 139 (same as urban employee pension insurance coefficient).

If you are 46 years old this year and pay the standard 100 yuan per year for 15 consecutive years, your total annual payment will be 1,500 yuan.

Monthly pension standard when reaching 60 years old = [55 yuan 0 (the basic pension will increase by 1 yuan for each additional year of payment after 15 years of payment)] {[(10030) × 15 years 0 (Collective subsidies, social and individual subsidies, etc.)] Interest (this calculation is the rollover interest calculated based on the bank’s latest interest rate of 3%)}÷139=72.39 yuan.

The total annual pension is 868.68 yuan, and all personal contributions can be recovered in less than 2 years. Calculated based on the average life span of 75 years, the pension can be 13,030.20 yuan in 15 years (personal income is 11,530.20 yuan).

If you pay the standard of 2,000 yuan per year for 15 consecutive years, the total personal payment is 30,000 yuan, the monthly pension standard is 326.62 yuan, and the total annual pension is 3,919.44 yuan, which can be achieved in more than 7 years. If all personal contributions are recovered, based on an average life span of 75 years, a pension of 58,791.60 yuan (personal income of 28,791.60 yuan) can be received in 15 years.

Extended information:

1. In the formula, pension is essentially divided into two parts: basic pension and personal pension.

2. Basic pension: It belongs to the social coordination part, that is, the part paid by enterprises and institutions, and is allocated by the society as a whole. If the flexible employment personnel themselves pay (12% 8%) X payment base, then 12% of it will also be included in social planning.

3. Index: determined by contributions. The maximum is 3 times the average salary of employees on the job in the previous year, and the minimum is 0.6 times the average salary of employees on the job. When calculating pensions, it is the average of the historical payment index.

4. Number of years of payment: It will not be counted until one year has passed, and the calculation is based on the tail-off method.

5. Personal pension: Personal pension is the pension part of the social security deduction when wages are paid. It is usually 8% of the payment base. Interest is calculated on this part of the money every year. The social security agency It is unclear whether interest rates will change in the future.

6. Average expected age and retirement age: The average expected age is the average life span of a person without accidents. According to national statistics, it is currently showing an upward trend. Retirement age refers to the age when you apply for retirement. For example, if your life expectancy is 78 and you apply for retirement at the age of 65, then the funds in your personal account will be evenly distributed over 13 years for collection.

7. Advantages of social security pensions: Social pensions are earmarked money, and social pensions can adapt to the greatest proportion of benefits brought by social wage growth. The meaning of the social pooling of the basic pension part: the funds paid by the enterprises of the current employees are provided to the pensioners of the current year.

4. How much interest will it cost to repay a loan of RMB 200,000 in 1.8 cents in 15 years?

Calculated based on the annual interest rate of 1.8 cents, it is written as 18%, which is 18 yuan per year for 100 yuan.

The annual interest for every 10,000 yuan is 1,800 yuan,

15 years, 200,000 yuan