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Can consumer loans be suspended?
Consumer loans cannot be suspended.

If the online loan has been lent, it cannot be applied for cancellation. However, after a period of repayment, you can apply for early repayment, and part of the interest is calculated on a daily basis, and you can repay at any time.

If it is a personal consumption loan handled by China Merchants Bank, please contact the handling outlet or loan account manager directly to confirm whether it can be cancelled.