Hello, it's true. I suggest you choose formal channels to handle it. Unsecured loans can choose a credit platform with money to spend. "Qianhua" is the original Baidu financial credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" on June 20 18). Its orientation is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.