Under normal circumstances, if you make a second loan without paying off the first loan, the interest rate of the loan will usually be recalculated according to the market situation at that time and your personal credit situation, and it will not be simply the same as the interest rate of the first loan. Therefore, the interest rate enjoyed by the loan is determined after re-evaluation, not fixed.

It should be noted that when using the loan, you are advised to plan your income and expenditure reasonably, so as to avoid frequent use of the loan and overdue repayment, so as not to affect your personal credit record and credit limit, and timely repayment can reduce unnecessary interest expenses. If you have any questions about the specific loan policies and interest rates, you can consult customer service or read the relevant loan regulations and terms.