As long as the following conditions are met, you can only borrow 200 thousand. The basic rule is: 1. Loan target: China citizens who have reached the age of 18 and have full capacity for civil conduct, and the sum of the borrower's age and the loan period is not more than 60 years old; . 2. Loan amount: The maximum credit amount is basically unlimited. 3. Loan term: The loan term is generally 1 to 3 years (inclusive); 4. Loan interest rate: subject to the provisions of bank loan interest rate; 5. Guarantee method: the guarantee is mortgage, pledge, guarantee, etc., and the guarantee provided solely by a third party is not accepted. 6. Repayment method: If the loan term is less than one year, you can use any repayment method such as monthly interest, matching principal and interest repayment, average capital repayment and one-time repayment of principal and interest. If the loan term is more than one year, the method of equal principal and interest and average principal repayment can be adopted. The specific repayment method shall be negotiated between the handling bank and the borrower and agreed in the loan contract. 7. Application materials to be provided: (1) ID card, household registration book or valid residence certificate, residence address certificate and marital status certificate of the borrower and spouse; (2) Proof of the borrower's spouse's commitment to repayment; (3) Production and business operation license, if it is a licensed operation, the original and photocopy of the business license of the relevant administrative department shall be provided; The partnership enterprise or corporate enterprise shall also issue the original and photocopy of the partnership agreement or articles of association, capital verification report and capital contribution agreement; (4) Proof of loan use (such as house purchase contract, etc.). ); (5) the tax payment certificate of production and business activities; (6) The borrower's pledge certificate, the list of mortgaged (pledged) goods, the ownership certificate required to obtain the amount of mortgaged (pledged) loans, and the written documents of some people agreeing to mortgage (pledged) the owner and property; (7) Collateral appraisal report issued by the appraisal department recognized by the bank; (eight) other information required by the bank. Handling process: 1. Customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time; 2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate; 3. issue loans. For the loan approved by the bank, after all formalities are completed, the bank will transfer the loan to the personal settlement account designated by the borrower.

2. Can Guangfa Credit Card get a loan? What are the requirements?

Guangfa Bank can apply for a loan.

3. What are the conditions for the credit card loan of Guangfa Bank?

Conditions for loan application of Guangfa Bank

1. Applicants must be between 25 and 55 years old.

2. The applicant must have a record of paying social security or provident fund or individual tax for more than three months.

3. The borrower has a fixed job and a stable economic income.

4. The applicant agrees to other regulations of Guangfa Bank.

Extended data:

Materials and certificates required for application

1. Domestic residents only need to provide and fill in a complete and signed application form, identity certificate, residence certificate and income certificate.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan employment permit.

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.

4. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license, a copy of the car driving license, a bank loan account (with good credit, overdue for no more than 60 days) or a copy of the deposit certificate.

4. What are the conditions for the credit card loan of Guangfa Bank?

Conditions for loan application of Guangfa Bank

1. Applicants must be between 25 and 55 years old.

2. The applicant must have a record of paying social security or provident fund or individual tax for more than three months.

3. The borrower has a fixed job and a stable economic income.

4. The applicant agrees to other regulations of Guangfa Bank.

Extended data:

Materials and certificates required for application

1. Domestic residents only need to provide and fill in a complete and signed application form, identity certificate, residence certificate and income certificate.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan employment permit.

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.

4. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license, a copy of the car driving license, a bank loan account (with good credit, overdue for no more than 60 days) or a copy of the deposit certificate.