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Can a used car bought with a loan be sold in less than one year? Can it be transferred?
1. Can a used car bought with a loan be sold after less than one year of repayment? Can I transfer ownership?

Yes, as long as your invoice and license plate are legal, you can sell them. Just considering the large depreciation. Because less than one year, second-hand trading companies or individuals will use one year to calculate discounts. If it's a car with a price of 65,438+10,000 yuan, if the car is in good condition, you should be able to get a discount of about1.5,000 to 20,000 yuan! The higher the car price, the greater the discount. Landlord, think it over.

Second, can I still sell the second-hand car loan?

Legal analysis: you can't sell a car before the car loan is paid back. 1, before the car loan is paid off, the vehicle registration certificate is still mortgaged in the bank, and the car has not been absolutely used. If you want to sell the car, you must pay off the remaining loan at one time. You can negotiate with the car buyer, pay a certain percentage of the car money first, pay off the remaining loans, and then conduct car transactions. However, the car buyer pays the rest of the car. 3, you can apply to realize the car, find an advance company to advance money to cancel the mortgage of the car and then sell it. Car loan application conditions (1) The car buyer must be at least 18 years old and be a citizen of China with full civil capacity. (2) Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products. (3) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter. (4) Providing banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan. (5) Car buyers are willing to accept other conditions deemed necessary by the bank. Legal basis: Article 18 of the Regulations on Motor Vehicle Registration: If the owner of a motor vehicle moves out of the area under the jurisdiction of the motor vehicle management office, the motor vehicle management office at the transfer-out place shall inspect the motor vehicle within three days from the date of acceptance, endorse the changes on the motor vehicle registration certificate, and make and upload the electronic file of the motor vehicle. The owner of a motor vehicle shall apply to the vehicle management office for vehicle transfer within 30 days. If the owner's residence of a minibus or motorcycle moves out of the jurisdiction of the vehicle management office, it shall apply to the vehicle management office for registration of change. Derivative question: Can the car loan be transferred if it has not been paid off? The car loan has not been paid off and cannot be transferred. Generally speaking, the car bought by loan cannot be transferred before the car loan is paid off, because the car is mortgaged to the lending institution. If the vehicle is to be transferred, the creditor's consent must be obtained. Because because the vehicle is in the repayment cycle, it cannot be traded and purchased, and obviously it cannot be transferred.

3. Can the used car loan handled by the former Industrial and Commercial Bank of China be transferred if it is paid off in advance within one year? ...

The first benefit of car loan required by banks to avoid the risk of car loan must be changed. Question: The auto insurance company needs to make claims and pay directly to the owner (unit) according to the principle of insurance company's claims. The bank must have a power of attorney to entrust the unit to collect money. To put it bluntly, it is necessary to ensure that the vehicle insurance claims no problem during the insurance period and has been fully settled. You don't have to fill in the first welfare column.