Profitability indicators, individual capital, mainly include operating profit rate, cost profit rate, surplus cash guarantee multiple, return on total assets, return on net assets and return on capital.
Loan Prime Rate (LPR) is a basic loan reference rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China. Representative quotation banks quote in the form of open market operating rate (mainly referring to the medium-term lending convenience rate) according to the bank's loan interest rate for the best quality customers. All financial institutions should mainly refer to the loan pricing of LPR. The current LPR includes 1 year and more than 5 years.
LPR has a high degree of marketization, which can fully reflect the supply and demand of funds in the credit market. Using LPR for loan pricing can promote the marketization of loan interest rate and improve the transmission efficiency from market interest rate to credit interest rate.
On August 25th, 2020, 12, five state-owned banks, namely ICBC, China Construction Bank, Agricultural Bank of China, Bank of China and Postal Savings Bank, announced at the same time that from August 25th, individual housing loans within the range of batch conversion will be uniformly adjusted to LPR (loan market quotation) pricing method according to relevant rules. Latest quotation: June 2022 1 65438+1 October 21Loan market quotation rate (LPR) is:1year LPR is 3.65%, and LPR for more than 5 years is 4.3%.
Pareto optimality, also known as Pareto efficiency, refers to an ideal state of resource allocation. Assuming that an inherent population and distributable resources will make at least one person better, but not anyone worse, this is Pareto improvement or Pareto optimality.
Pareto optimal state is that there is no room for Pareto improvement; In other words, Pareto improvement is the path and method to achieve Pareto optimality. Pareto optimality is the "ideal kingdom" of fairness and efficiency. It was put forward by Pareto. The average output refers to the total output or the total output divided by the number of inputs, that is, the output per unit of input production.
Production function can be represented by mathematical model, chart or graph. "Production" is a concept with universal significance in economics. In the economic sense, "production" not only refers to making a machine tool or spinning a piece of cloth, but also includes various other economic activities, such as running a taxi service in a shop or a securities company to bring a lawsuit for others, performing for a troupe, seeing a doctor for patients and so on.
These activities all involve providing products or services to a certain person or economic entity and obtaining their approval. Therefore, "production" is not limited to the production of material products, but also includes various service activities such as finance, trade, transportation and family services.