Of course you can use it. First of all, the decoration loan has been approved. The line has been given, which means that the bank checked your credit, passed the examination and gave you a certain line. At this time, the bank staff will come to the door to verify whether you are really decorating. If you are really decorating, then the money will be released. If it is a fake decoration and the money is spent on other things, not decoration, then the bank will refuse to lend money, directly internally, and will not lend money.

The so-called re-audit, in fact, is the bank staff, door-to-door verification is really decoration. This time it has nothing to do with your credit card. Because you swipe your credit card, the bank checks your credit. At this time, the bank will not inquire about your credit, because it has already inquired before and will not inquire twice. This is not a mortgage. It needs a second review. So at this time, you can use it with confidence.

In addition, even the credit inquiry and credit card consumption are not reported in real time. For example, if your bill date is 10, and you spent RMB 30,000 on1,then the bank will not report the credit card bill to the central bank until next month 10. There will be nearly 1 month in the middle, when your renovation loan has been paid off. So don't worry, you can swipe your credit card with confidence.