Because the grace period of Ping An car loan repayment is 1 10 days, as long as the lender settles the arrears within 10 days after the repayment date, it will be regarded as normal repayment by the loan user and will not be overdue. Users can check their personal credit reports and pay off their car loans within the grace period, and there will be no overdue credit records. Therefore, Ping An car loan has a long time to repay users.

If there are no special circumstances, it is best to repay on the repayment date, otherwise it will be overdue, which will affect the credit information of loan users, financial lending affairs and bank card application.