It depends on the scope of business. If there is only foreign capital, it should not be possible to borrow from banks.

2. Is China Merchants Bank's student loan local or state-owned?

The bank that handles student loans is China Development Bank.

The designated trustee banks may be different in different places, so it is recommended to consult the local student financial assistance management center specifically. Different handling banks may be arranged in different regions, subject to the announcement of the local subsidy management center, generally some large commercial banks, such as Industrial and Commercial Bank of China, China Construction Bank and China Bank.

3. Can a wholly state-owned investment company borrow money from a bank?

It depends on the scope of business. If there is only foreign capital, it should not be possible to borrow from banks.

4. What is a wholly state-owned bank?

A wholly state-owned bank can be regarded as a wholly state-owned company, so what is a wholly state-owned company? A wholly state-owned company is an institution authorized by the state to invest or a limited liability company established. This article will introduce in detail.

What is a wholly state-owned bank?

(1) All the capital is invested by the state. The company's property right comes from the state's ownership of investment property. A wholly state-owned company is a state-owned enterprise.

(2) There is only one shareholder. As a wholly state-owned company (such as a state-owned asset investment company established by the state) or a department authorized by the state (such as only five investors and stakeholders). A company composed of enterprises or other state-owned investment units. Although the ownership of the latter parties' investment still belongs to the state and the ownership nature of the company's capital has not changed, there are many different stakeholders in the company's investors.

(3)。 Although the investment of a wholly state-owned enterprise is limited to the specific amount of property invested in the company, it is responsible for the company's debts and does not bear unlimited liability. This is different from limited liability. This is different from sole proprietorship.

(4) Limited liability company in nature. The number of investors and shareholders is different from that of ordinary companies. Other factors such as company establishment, organizational structure, production and operation system and financial accounting system are the same as or similar to those with limitations and characteristics. China's Company Law only stipulates that the board of directors of a company is authorized by a wholly state-owned public offering institution or a department authorized by the state to exercise part of the functions and powers of the shareholders' meeting and decide on major issues of the company. However, investment institutions must be authorized by the state.

A wholly state-owned company is a state-owned limited liability company. Its property investor is the special subject of the country, and the property ownership belongs to the country; While pursuing profits, it undertakes the special mission of implementing national economic policies and implementing national plans and actions; Many special treatments and countries; It is adjusted by general enterprise laws and regulations and the special laws and regulations of the state on state-owned enterprises. The establishment or reorganization of wholly state-owned companies is to deepen the reform of the management system of large and medium-sized state-owned enterprises in China. However, a wholly state-owned company is my initiative and an effective measure to reform the management system of state-owned enterprises. The general company system is different from the general company system, which has many advantages and limitations.

The above is an article on wholly state-owned banks compiled by Bian Xiao. I hope it will help you.

Relevant laws on accounting treatment of bank debt-paying assets

What are the rules for mortgage and bank loans?