According to the definition of five-level classification concern, how many days overdue refers to the number of days after repayment of loan products such as loans or credit cards. The following is the answer to this question:

The first paragraph:

The five-level classified concern refers to how many days the borrower is overdue.

Detailed description:

1. Five-level classification concerns are divided according to the number of overdue days of borrowers. The specific criteria for classification may vary from bank to financial institution.

2. Under normal circumstances, loans that are overdue for less than 30 days are called first-class classified concerns, which means that the risk is low and the repayment may only be temporarily delayed.

3. Loans overdue for 30 to 60 days are regarded as secondary concern, and the degree of risk increases, so it is necessary to pay more attention to the borrower's repayment ability.

4. Loans overdue for 60 to 90 days belong to the three-level classification concern, indicating that borrowers have greater repayment risks and may need to take stricter measures to ensure repayment.

Loans overdue for more than 90 days are divided into four categories, which means that borrowers have a high risk of default and may need to take legal measures to recover their debts.

6. If the borrower is overdue for more than 180 days, it will be classified as a five-level concern, which is the highest risk level. The borrower's repayment ability is extremely low and may not be able to repay the debt.

Summary:

Five-level classification concerns a system that classifies risks according to the number of days overdue by borrowers. Different grades represent different repayment risks and collection methods. The first-level classified concern usually means short-term overdue, while the fifth-level classified concern represents extremely high risk and default potential.

Extended data:

Five-level classified attention is a method used by banks and financial institutions to manage the overdue situation of loan products such as loans and credit cards. By evaluating and dividing the repayment of borrowers, banks can better grasp the risks and take corresponding collection measures. This system helps banks to effectively manage loan assets and reduce the risk of non-performing loans.