The loan guarantor refers to the behavior that the guarantor and the creditor agree that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility according to the agreement. The guarantee contract requires the guarantor to voluntarily conclude a written form with the creditor.
The emergency contact person is the spare mobile phone number, which belongs to the person who contacts the loan and does not involve responsibility. If you are not a guarantor, you only need to contact the lender and fulfill your responsibilities, but you have no obligation to help the borrower repay. Although it does not bear legal responsibility, it should also be noted. You can't just give someone a loan to be an emergency contact, otherwise there will be a lot of things to do. When someone contacts you, you can't do nothing and say nothing, can you? Therefore, ordinary friends, or relatives, should also be cautious.
Loans are no small matter. If anything happens, I can't get away with it myself. Although it has nothing to do with me from a legal point of view, it is usually my friend or relative from an emotional point of view. If something goes wrong, I can't ignore it because of my feelings. Otherwise, friends for so many years will be wasted, as well as family relationships. If things are not handled well, I will live in vain. Therefore, in the face of loans, we should pay attention to it, and we should not turn against each other because this matter is not handled well, and the loss will outweigh the gain.
If you have to be an emergency loan contact for a friend or relative, you can talk to your friend or relative about the rules in advance, and then sign a contract or write a manual to show your position. This will make it easier to deal with things in the future, and you should do the same, because people's hearts are too complicated now, and sometimes relatives will give up their loved ones for the benefit.