Not more than 80% of the total purchase price of self-owned housing or 50% of the cost of building, renovating or overhauling self-owned housing;

(2) Not exceeding 80% of the assessed value of the collateral.

(3) The calculated loan amount shall not exceed the deposit base of the borrower's family housing provident fund, that is, the sum of the deposit bases of the borrower's family housing provident fund ×× repayment ability coefficient × 12× loan period;

(4) The loan amount that does not exceed the repayment ability of the borrower's family, that is, the sum of the monthly salary income of the borrower's family × repayment ability coefficient × 12× loan period;

(five) the purchase of owner-occupied housing by different family members shall not exceed 80% of the amount paid by the notarized loan applicant;

(6) If a commercial bank's personal housing mortgage loan is converted into a housing provident fund loan, it shall not exceed the amount that the borrower pays off the personal housing mortgage loan of the commercial bank in advance;

(seven) does not exceed the current maximum loan amount determined by the housing provident fund management committee.

You can estimate it yourself, and the calculation of the provident fund management center will prevail!

At present, the maximum loanable amount of the provident fund is 500,000, and the longest is 30 years!