1, yes. Under normal circumstances, decoration loans can only be used to buy decoration materials and pay decoration expenses, but decoration loans can also be used to pay for the purchase of home appliances, because the cost of home appliances belongs to soft decoration expenses and is also one of the decoration expenses, so decoration loans can be used to pay.

2. Building materials need to be purchased to decorate the house. The main purpose of the decoration loan is to pay the decoration cost, so it can be used to purchase hard-decorated building materials, such as curtains, hardware and paint.

3. In addition to decoration loans, decoration loans can also be used to pay for decoration expenses. The so-called soft decoration expenses mainly refer to the purchase expenses of furniture, household appliances and other items. In addition, the expenses such as asking the decoration company to help with the decoration construction and purchasing decoration-related items online can also be paid by using the decoration loan.

4. When applying for a decoration loan, the lender must ensure that he has the repayment ability, and must carefully read the requirements for the use of the amount marked in the loan contract. Under normal circumstances, the purpose of decoration loans is clear. If users use decoration loans to buy other items, they need to negotiate with the loan bank in advance, and then make appropriate amendments to the loan agreement.