The loan is evaluated according to your comprehensive qualifications, taking into account your income, liabilities, credit history, repayment ability, etc. Poor credit information will affect the loan approval, and whether it can be approved depends on the actual results of the loan handling bank. If the credit runs out, it is recommended to stop all applications for micro-loans and credit cards, because once the credit business is applied, new credit inquiry records will be generated in the credit report, so when the credit runs out, don't apply for credit business for half a year. At present, the credit authorization of some online lending platforms is relatively hidden. It is suggested that you should not register an online loan account at will, nor click on the link to apply for a credit card online at will, so as to avoid new inquiry records in the credit report. In addition, you can use your existing credit card normally and repay it on time, which can improve your personal credit.

If there is a demand for funds, Ping An Bank has launched unsecured credit loans, as well as mortgage loans and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.

Reply time: 2020- 12- 17. Please refer to the latest business changes announced by Ping An Bank in official website.

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