You can do it at any time according to your physical condition after signing online, and you can do it on the same day.

Second, is there a time limit for the loan after the online signing of the house purchase?

Impossible, only online signing can sign a formal sales contract. There is a certain legal basis for preventing one room from being sold for two. You must sign online and let the trading center sign before you can apply for a loan.

3. How long can I get the loan after the online signing?

If it is a new first-hand property, your personal loan information will be taken to the bank for review before online signing, and whether your loan amount and your loan qualification meet the requirements of the bank. If the bank passes the preliminary examination, the developer will inform you to sign the contract, and some developers will sign the contract first and then go to the bank to review your information, which has certain risks; If it is a second-hand house, under normal circumstances, after signing the three-room purchase agreement, the second-hand house company will find a bank to conduct a preliminary examination of your loan information and housing information, and the bank will conduct a preliminary examination. The preliminary examination of second-hand housing mortgage is slower than that of first-hand housing, which may take 2-3 working days. Generally, the first-hand house is very fast, and the bank replies on the same day; After the second-hand housing company or intermediary company passes the preliminary examination, take the buyer and the seller to the Housing Authority for online signing; As for the lending time, under normal circumstances, if the first-hand house is relatively fast, all mortgage loan processes can be completed in about 30 days after the online signing. General development companies will have a repayment requirement, that is, the property rights Commissioner must lend money about 30 days after the online signing. This is the repayment target of the development company, and it may be slower in some areas, such as Guizhou, because the local banks have higher requirements for mortgage lenders. For example, you must have a real income certificate and a bank account for half a year or a year. Generally, bank loans in Guizhou will not be released until 45 to 60 days after the online signing, so it depends on the requirements of banks in your area; Second-hand housing mortgage is relatively faster, because the efficiency of second-hand housing intermediary companies is generally higher, and their salesmen also want to lend money as soon as possible. Therefore, under normal circumstances, when signing a tripartite sales contract, you will be required to submit loan-related information to the bank for preliminary examination, and only after passing the preliminary examination will you sign online, and the bank will be urged to lend money as soon as possible 10-20 days after signing online; In short, how long a bank can lend money after online signing depends on three factors. First, the time when you submit the loan-related information. If the information is not uniform, it will affect the lending time; In the recent capital budget of the second bank, there is a certain amount of mortgage loan at different time periods every year. For example, if the general bank's quota is not enough at the end of the year, it may not lend money, and it will be affected if it is adjusted next year. The third factor is the regional banks. There are certain policy differences among banks, housing management bureaus and local taxation bureaus in various regions, which may lead to slow transactions. If you have any other questions, please continue to consult me.

4. How long does it take to apply for a commercial loan after online signing?

Within three working days. The online signing contract can be signed immediately after the buyer pays the down payment. After the online signing, the development enterprise should go to the real estate transaction management department to handle the contract seal filing procedures within 3 working days after the online signing of the contract. After the online signing of the contract between the developer and the buyer is reported, the developer needs to bring all the purchase materials and a full set of signed (sealed) paper formal contracts to the competent real estate transaction management department to handle the contract seal filing procedures. Loans are generally handled within one month, and the specific basis is subject to the contract.