Automobile loan calculator is a calculator specially used to calculate the monthly payment of automobile loan. According to different repayment methods and repayment years, different repayment amounts can be calculated. Compared with other loans such as loans, the repayment method of auto loans is more flexible. Then, how is the interest calculation of car loan calculated? Loans within six months (including six months) 6.10; 6.56 The loan term is six months to one year (including 1 year); One to three years (including three years) loan 6.65; Three to five years (including five years) loan 6.90; Loans with a term of more than five years. The concept of automobile loan calculator The automobile loan calculator is a calculator specially used to calculate the monthly payment of automobile loans. According to different repayment methods and repayment years, different repayment amounts can be calculated. Because the repayment method of automobile loan is more flexible than mortgage loan, the general loan calculator can not meet the requirements of calculating automobile loan. In addition, the fixed interest rate is different from the local one, and a good auto loan calculator needs strong background data support. The loan calculator provided by general websites can only calculate simple equal repayment or equal repayment methods. Car loan repayment method 1, worry-free smart loan: commonly known as "loan half, pay half"; 50% repayment at the end of the loan period. At the end of the loan term, there are three options: paying off the balance in full; Apply for extension 12 months; Used car replacement. 2. Smart loan: Divide the loan into two parts, and return them in the first stage and the last stage respectively. At the end of the loan term, there are three options: pay off the wisdom balance in full; Apply for extension 12 months; Used car replacement. Calculation formula: initial car purchase cost = bare car price × down payment ratio+taxes (purchase tax, vehicle and vessel use tax)+insurance cost+licensing fee, and total car purchase cost = initial cost+monthly payment × repayment periods+final payment. 3. Equal repayment: During the loan period, the repayment amount of each installment is the same. The loan term is 13-60 months, and the down payment is as low as 20%. According to the customer's personal qualification and the car he bought, we will provide him with a specially designed loan scheme. Calculation formula: the expenses to be paid at the initial stage of car purchase = bare car price × down payment ratio+taxes (purchase tax, vehicle and vessel use tax)+insurance expenses+licensing expenses, and total car purchase expenses = initial expenses+monthly payment × repayment periods. 4. Repayment of principal: During the loan period, the repayment amount of each installment will gradually decrease. The loan term is 13-60 months, and the down payment is as low as 20%. According to the customer's personal qualification and the car purchased, the company will provide him with a specially designed loan scheme. 5. Repayment by installments: the loan is divided into several stages, and each stage contains several repayment periods; In each single paragraph, the total repayment amount of each period is different; At the end of the loan term, there are three options: paying off the balance in full; Apply for extension 12 months; Used car replacement. 20 1 1 calculation formula of vehicle purchase tax 1.6 liter vehicle purchase tax = taxable value × 10% 1.6 liter and below vehicle purchase tax = taxable value× 7.5% The taxable value of vehicle purchase tax is determined according to the following provisions: (1) Taxable value That is to say, the total price and expenses issued on the unified invoice for motor vehicle sales are divided by (1+ 17%) as the tax basis. (2) The formula for calculating the taxable value of taxable vehicles imported by taxpayers for their own use is: taxable value = duty paid price 10 tariff 10 consumption tax; (3) The taxable value of taxable vehicles produced, donated, rewarded or obtained by taxpayers in other ways shall be verified by the competent tax authorities with reference to the minimum taxable value stipulated in Article 7 of these Regulations.