1. The application for loan extension of Agricultural Bank is as follows:
You can call the bank staff to apply for deferred repayment, and the customer service staff will register the relevant information, and then contact the background or customer service manager. Both parties will fill in an application form and submit it to financial institutions for review.
Two. Legal basis: relevant provisions of the Civil Code of People's Republic of China (PRC).
The borrower shall repay the loan on time as agreed in the contract. If it is necessary to postpone repayment due to some force majeure factors, it must also be negotiated with the bank, and the repayment can only be postponed with the consent of the bank.
Second, the housing loan application conditions
1 natural person aged over 18 but under 65 years old, with valid identity certificate, residence certificate and income certificate, no bad credit record and full capacity for civil conduct;
2. The sum of the applicant's age and the loan period shall not exceed 70;
3. There is a house purchase contract or agreement, and the borrower pays the down payment that meets the requirements;
4. The borrower's occupation and economic income are stable, and he has the ability to repay the loan principal and interest;
5. There is a valid guarantee recognized by the handling bank;
6. Open a personal settlement account in the handling bank, and handle the settlement business such as loan issuance and repayment through the natural life family financial card;
7. Other conditions stipulated by the handling bank.